Broker Check
Bret Maffett

Bret Maffett is President Emeritus of C.M. Smith Financial.  He joined C.M. Smith in 1983.  Bret received a Bachelor of Arts degree from Middlebury College in 1972 and a Masters of Business Administration from the Amos Tuck School of Business Administration at Dartmouth College in 1975. 

Bret holds the following professional designations:  Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Certification in Long Term Care (CLTC).  He is a life and qualifying member of the Million Dollar Round Table, a member of the American Society of Chartered Life Underwriters, and the National Association of Life Underwriters.

Bret has been actively involved with a number of community organizations and industry groups over his career.  These include serving on Jefferson House Advisory Board for 13 years and on the Kingswood-Oxford School Board of Trustees for 9 years.  He also served as Chairman of the Travelers Producer Council and as President of MassMutual’s Agent Advisory Group.

Bret Maffett is a Registered Representative and Investment Adviser Representative of Cetera Advisor Networks LLC and is registered in CA, CT, FL, GA, MA, MD, ME, MN, MO, NC, NH, NJ, NY, PA, RI, TX, VA and VT for the sale of securities products.

He is also a Registered Representative with MML Investor Services, LLC, 2321 Whitney Ave., Suite 402, Hamden, CT 06518, for the sale of variable life and variable annuity products only.  C.M. Smith Financial is not a subsidiary or affiliate of MML Investor Services, LLC.  


Cetera Advisor Networks LLC and MML Investor Services, LLC are separate entities and broker/dealers.  They are not affiliated and each broker/dealer is independently responsible for the products and services they provide