Products & Services At C.M. Smith Financial we provide assistance in the following areas: Investments BondsCommon StockEducational IRABrokerage AccountsTraditional IRARoth IRASEP IRASimple IRATreasury BillsGovernment SecuritiesTreasury NotesVariable Annuities Financial Planning Retirement Plans401 (k) Planning403 (b) PlanningCollege PlansEstate PlansMoney Purchase PlansProfit Sharing Plans Insurance Disability IncomeLife InsuranceLong Term Care Executive Benefits Split Dollar Life InsuranceSupplemental Disability InsuranceDeferred CompensationSupplemental Executive Retirement Plans (SERP)